Affordable Dental Services for the Whole Family: CHAS Subsidies & MediSave Schemes

Published on 09 Nov 2021


Find affordable dental services for the whole family with NTUC Health Denticare

Whether you are looking to visit a dental clinic for your regular dental checkup, or want to carry out more complex procedures such as dental implants, root canal treatment or extractions, you are likely to be looking for dental clinics near you.

With NTUC Health Denticare, you will be able to find various subsidies and payment schemes that can make visiting the dentist lighter on your pocket. Read on for a simple guide on CHAS subsidies, MediSave payment schemes, or jump to the following sections:


Do you have a CHAS card? Book an appointment with NTUC Health Denticare and pay subsidised rates

You may have heard of the Community Health Assistance Scheme (CHAS), Pioneer Generation and Merdeka Generation benefits that provide subsidies for medical and dental services at various clinics across Singapore. In these sections, we will break down what these schemes are and how to use these subsidies for dental services at NTUC Health Denticare.

CHAS (Community Health Assistance Scheme)

What is CHAS?

The Community Health Assistance Scheme (CHAS) is a public assistance scheme that enables eligible Singaporeans to receive subsidies for medical and dental care at participating general practitioner and dental clinics. CHAS benefits are split into three tiers – CHAS Green, CHAS Orange and CHAS Blue

What are the dental services subsidised by CHAS?

Patients with CHAS Orange and CHAS Blue cards can enjoy dental subsidies. Refer to the table below for a summary of the CHAS subsidy amounts for each service at NTUC Health Denticare:

Dental ServiceSubsidy Amount
CHAS OrangeCHAS Blue
Crown, permanent$84.50$127.50
Crown recementation$35.00
Dentures$65.50 to $170.50$98.00 to $256.50
Extraction$28.50 to $68.50
Filling$30.00 to $50.00
Root canal treatment$109.50 to $170.50$164.00 to $256.50
Scaling and Polishing$50.50
Topical fluoride$20.50

Information is correct at the time of publishing. To find out more, visit the CHAS website.

Pioneer Generation and Merdeka Generation

What is the Pioneer Generation or Merdeka Generation Package?

The Pioneer Generation Package is a scheme that helps Singaporeans, born on or before 31 December 1949, with their healthcare and dental care costs for life. At NTUC Health Denticare, patients with the Pioneer Generation status can benefit from subsidies ranging from $21 to $266.50 for selected procedures.

Similarly, the Merdeka Generation Package helps Singaporeans born between 1950 and 1959 to offset costs of healthcare and dental care. Patients with Merdeka Generation status can receive subsidies ranging from $16 to $261.50 for selected dental procedures at NTUC Health Denticare.

What are the dental services subsidised by the Pioneer Generation Package and Merdeka Generation Package?

Find out more about Pioneer Generation and Merdeka Generation subsidy amounts for consultations, dental crowns, root canal treatments and other dental procedures with this table below:

Dental ServiceSubsidy Amount
CHAS OrangeCHAS Blue
Crown, permanent$132.50$137.50
Crown recementation$40.00$45.00
Dentures$80.00 to $261.50$85.00 to $266.50
Extraction$33.50 to $73.50$38.50 to $78.50
Filling, Simple$35.00 to $55.00$40.00 to $60.00
Gum Treatment$169.00 to $261.50$174.00 to $266.50
Root canal treatment$169.00 to $261.50$174.00 to $266.50
Scaling and Polishing$25.50 to $35.00$30.50 to $40.00
Topical fluoride$25.50$30.50

Information is correct at the time of publishing. To find out more, visit the CHAS website.

How to receive CHAS subsidy for dental care

Please produce your valid CHAS, Merdeka or Pioneer Generation card and NRIC upon registration at our dental clinic.

Kindly consult your attending dentist on the actual fees prior to embarking on treatment as the treatment plan may vary between patients. Such fees vary with complexity, use of materials and time spent on the treatment. Quotations for complex work will be given before treatment.

Please note that corporate discount is not applicable should you utilise the above subsidy scheme.

To check on the amount of subsidies and claim limits available to you each calendar year, log in to MyCHAS with SingPass. You may also call the CHAS hotline at 1800-275-2427.


NTUC Health Denticare can save you the hassle of filing for MediSave claims

What dental treatments can I pay for with MediSave?

NTUC Health Denticare is accredited by the Singapore Ministry of Health (MOH) as a day surgery facility. Patients who are Singaporeans or Permanent Residents may be able to use their Medisave Account to pay for a portion of the bill for selected procedures with Denticare.

The exact amount would depend on the complexity of the procedure. Each claim is based on a per-surgery basis and subject to final approval by the CPF Board. Find the common procedures claimable under the Medisave Scheme with this table below:

ProcedureMediSave Withdrawal Limit
Wisdom teeth surgeryWithout tooth divisionUp to $350
With tooth divisionUp to $950
Deep & with tooth divisionUp to $1,250
Tongue tieReleaseUp to $250
RevisionUp to $350
Dental implant surgerySingle Dental ImplantUp to $950
BiopsyUp to $350
Cyst/Tumor RemovalUp to $950
Bone GraftingAmount varies depending on complexity

The amount claimable is set by the Ministry of Health (MOH). The above table is only a simple guide and the final amount may vary depending on the complexity of the case and withdrawal limits set by MOH.

How do I claim with MediSave for dental treatment?

First, ensure that you have a MediSave account with sufficient funds. You can obtain information about your MediSave account at the CPF Board website, or via their hotline at 1800-227-1188.

If you do not have an account, or insufficient balance in the account, you can use the MediSave savings of your immediate family members, such as children, parents, grandchildren, siblings or a spouse. You must be a Singapore citizen or permanent resident to use the Medisave savings of your sibling or grandchildren.

During payment, we will assist you in submitting the MediSave claims. In order to do so, you will need to provide us with the following:

  • Photocopies of both sides of the patient’s and MediSave Account Holder’s NRIC
  • Completed MediSave Claim Authorization Form (provided by clinic) with signatures by both the patient and MediSave Account Holder(s)

NTUC Health Denticare will submit the information together with the invoices to the relevant parties. No further action will be required on your part. It takes between two to three weeks for the claim to be processed. Please note that the maximum claim amount that can be withdrawn will be subjected to the MediSave claim limit for each bill.


In need of quality and affordable dental treatment? We have you covered.

Make an appointment today!

Call us at 6336 6222 or get in touch via our e-appointment form to book your appointment today!

Other Frequently Asked Questions

  • Subsidies for CHAS, Merdeka and Pioneer Generation cardholders cannot be added together.

  • CHAS Blue, Merdeka Generation and Pioneer Generation card holders are entitled to subsidies for tooth extractions, including routine wisdom tooth extractions that do not require surgery. Subsidies range from $28.50 to $78.50, depending on the complexity of the case, location of the tooth and the CHAS card status.

  • To receive subsidies for dental treatment, you will first need to apply for a CHAS card.

    While every Singapore Citizen is eligible for CHAS, the enrolment onto CHAS is on an application basis. Find out about your eligibility and submit an application via CHAS website. Successful applicants and their household members will receive a CHAS card that indicates the subsidy tier they are eligible for.

  • All participating GPs and dental clinics display CHAS stickers, and all of NTUC Health’s Denticare clinics are CHAS-friendly. Please call NTUC Health Denticare at 6336 6222 to find out more about the services available. You may also visit our Denticare Locations page to find the Denticare nearest clinic to you.

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